Yes, Reconstructing Wealth is a fee-only RIA. We are legally required to act as a fiduciary (put your interests ahead of ours) with 100% of the decisions we make. We cannot accept payment in the form of commission, so we’ll never push a product on you because it pads our wallets.

Fiduciary is an industry term that means we are required by law to put our clients’ needs ahead of ours with every decision we make, and yes, we are a fiduciary 100% of the time.

Honestly, you don’t.

Today, there’s no shortage of access to information, and if you’re the DIY type, you can find nearly all the information you need to be financially successful.

Here’s our take: the best athletes, entrepreneurs, etc, hire coaches to perfect their craft and accelerate their success. If you agree with that philosophy, you may want to consider hiring an advisor.

We are ONLY paid by our clients – no referral fees, no insurance commissions, no financial product kickbacks. We charge an AUM fee (AUM = Assets Under Management) based on the total dollars we manage on your behalf. Here’s how it breaks down: 

$0-$1M = 2%

$1,000,001-$2M = 1.75%

$2,000,001-$3M = 1.5%

$3,000,001-$4M = 1.25%

$4,000,001-$5M = 1%

$5,000,001+ = 0.75%

We charge an hourly or project-based fee, too – send us a note if you have a specific question.

We charge and AUM fee (AUM = Assets Under Management) based on the total dollars we manage on your behalf. Here’s how it breaks down: 

$0-$1M = 2%

$1,000,001-$2M = 1.75%

$2,000,001-$3M = 1.5%

$3,000,001-$4M = 1.25%

$4,000,001-$5M = 1%

$5,000,001+ = 0.75%

We charge an hourly or project-based fee, too – send us a note if you have a specific question.

Most advisory firms offer some combination of financial planning and investment management. We’re not pretending to reinvent that wheel. We do that too.

Our individual stock strategy (versus the index/mutual fund approach) sets us apart. You won’t find many advisors actually doing the buying and selling on your behalf.

But what REALLY differentiates us is our commitment to helping you emotionally detach from your money using giving, NOT as a tax strategy, but as a personal growth strategy.

The short answer? When you’re ready to take charge of your financial life.

Here are three major reasons we see people seek us out:

1. Your wealth has reached a level where you no longer feel confident managing it on your own.
2. You’ve had something happen in your life (signed a contract, sold a business, had a baby, inherited money, changed jobs, etc) that forced you to pay closer attention to your money.
3. You have no idea how your money is currently managed, have no plan, and you feel out of control with your personal finances.

A lion represents courage.

And it takes a courageous leader to boldly walk a deliberately different path in pursuit of excellence.

We believe our clients are well represented by a lion.

And the stars, elongated to give a nod to our Christian faith, represent three important pillars of life: faith, family, and fitness, while the business represents the fourth, finance.